Uber's services have revolutionized modern travel. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, along with legal state uber accident lawsuit options for pursuing a claim.
Frequent Injuries from Uber Rides
When riding in an Uber, a wide range of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.